申请个人破产后有什么影响

2021年3月1日深圳个人破产条例正式实施,个人破产制度本质上兼顾债权人和债务人双方的利益,保护的是善意、诚信的债务人,而不是恶意的债务人。那么申请个人破产后有什么影响?下面是深圳个人破产律师针对个人破产后有什么影响,申请个人破产的利弊,申请个人破产有什么后果等法律咨询问题给予了详细的解答,欢迎了解。

申请个人破产后,法院会对破产者采取一定的限制行为

根据深圳经济特区个人破产条例第二十三条规定:
自人民法院作出限制债务人行为的决定之日起至作出解除限制债务人行为的决定之日止,除确因生活和工作需要,经人民法院同意外,债务人不得有下列消费行为:
(一)乘坐交通工具时,选择飞机商务舱或者头等舱、列车软卧、轮船二等以上舱位、高铁以及其他动车组列车一等以上座位;
(二)在夜总会、高尔夫球场以及三星级以上宾馆、酒店等场所消费;
(三)购买不动产、机动车辆;
(四)新建、扩建、装修房屋;
(五)供子女就读高收费私立学校;
(六)租赁高档写字楼、宾馆、公寓等场所办公;
(七)支付高额保费购买保险理财产品;
(八)其他非生活或者工作必需的消费行为。

以上是申请个人破产的影响,深圳个人破产制度的实施,旨在通过破产救济诚实而不幸的的债务人,保障他们的基本生活,破产清算过程中要给债务人及其所赡养、扶养(抚养)的人留下必要的财产,同时个人破产制度的实施为大量的“执行不能”案件提供一个制度性退出路径,从而促进经济再生和资源再利用。

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